Legal

The contents of this site, including but not limited to the text and images herein and their arrangement, are the absolute property of R B Davar, Gresham Assurance House, 4th Floor, Sir P M Road, Mumbai 400 001, India. All Rights Reserved.

You may copy and display the content herein, but only for personal or for non-commercial use. Further, no content shall be copied or posted online or on any computer network, or broadcast in any media. Any copy you make must include this copyright notice. No modifications of the content may be made. Nothing contained herein shall be construed as conferring by implication, estoppel or otherwise any license or right under any patent, trademark, copyright (except as expressly provided above), or other proprietary rights of R B Davar or of any third party.

Trademarks

R B Davar and the logo are registered trademarks of R B Davar.

Content

R B Davar makes no representations about the suitability of the content of this site for any purpose.

All content is provided "as is" without any warranty of any kind.

R B DAVAR HAS NOT MADE AND DOES NOT MAKE ANY WARRANTY OF ANY KIND WHATEVER, EXPRESS OR IMPLIED, WITH RESPECT TO THE CONTENTS OF THIS SITE; AND ALL IMPLIED WARRANTIES OF MERCHANTABILITY, TITLE, NON-INFRINGEMENT AND FITNESS FOR A PARTICULAR PURPOSE ARE HEREBY DISCLAIMED BY R B DAVAR. R B DAVAR WILL NOT BE LIABLE TO ANYONE WITH RESPECT TO ANY DAMAGES, LOSS OR CLAIM WHATSOEVER, NO MATTER HOW OCCASIONED, IN CONNECTION WITH ACCESS TO OR USE OF THE CONTENTS OF THIS SITE. IN NO EVENT SHALL GIS BE LIABLE FOR ANY SPECIAL, INDIRECT, EXEMPLARY OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO LOSS OF USE, DATA OR PROFITS, WITHOUT REGARD TO THE FORM OF ANY ACTION INCLUDING BUT NOT LIMITED TO CONTRACT OR NEGLIGENCE OR OTHER TORTIOUS ACTIONS, ARISING OUT OF OR IN CONNECTION WITH THE USE, COPYING OR DISPLAY OF THE CONTENT.

While R B Davar believes the content to be accurate, complete and current, there may be inadvertent technical or factual inaccuracies and typographical errors and R B Davar does not warrant that the information is accurate or complete or current. It is your responsibility to verify any information before relying on it. At any time and from time to time R B Davar may make changes in the products and/or services described herein, however, R B Davar makes no commitment to update the information and expressly disclaims liability for errors or omissions in it.

Links to Other Sites

Some of the sites listed as links herein are not under the control of R B Davar. Accordingly, R B Davar makes no representations whatsoever concerning the content of those sites. The fact that R B Davar has provided a link to a site is not an endorsement, authorization, sponsorship or affiliation by R B Davar with respect to such site, its owners or its providers. R B Davar is providing these links only as a convenience to you. R B Davar has not tested any information, software or products found on these sites and therefore cannot make any representations whatsoever with respect thereto. There are risks in using any information, software or products found on the Internet, and R B Davar cautions you to make sure that you completely understand these risks before retrieving, using, relying upon or purchasing anything via the Internet.

Client Data, Collection and Use

R B Davar may gather data containing information about its clients and their insurance placements, including, but not limited to, names, industry codes, policy types, and policy expiration dates, as well as information about the insurance companies that provide coverage to its clients or compete for its clients’ insurance placements. This information is maintained in one or more databases.

R B Davar may use or disclose information about its clients, if required to do so by law, R B Davar pursuant to legal process or in response to a request from law enforcement authorities or other government officials. In addition to being used for the benefit of R B Davar's clients, these databases also may be accessed by other R B Davar for other purposes, including providing consulting, and other services to insurance companies for which R B Davar may earn compensation.